Programs

Financing structures, engineered for utility operations.

Seven core programs. Every one built to flex with the realities of your sector — seasonal payments, mid-lease trade-ins, pre-approved credit, and next-day capital when you need it most.

01

Lease-to-Own Financing

A structured lease-to-own program designed to fit your financial needs.

  • Terms ranging from 24 to 72 months
  • 100% financing — no upfront payment required
  • 3-month payment deferral to start your lease
  • Seasonal payment options to lower costs during slow months
  • Flexible terms to accommodate changing business needs
02

12-Month Rent with Purchase Option

Try before you buy with a rental program that builds equity.

  • Rent for 1 to 12 months to test the equipment
  • 60% of rental payments go toward the purchase price
  • Option to buy or finance at any time within 12 months
  • Weekly payment schedule for convenience
  • Swap trucks anytime to find the right fit
  • Ideal for businesses needing flexibility before committing
03

Fleet Refinancing

Convert owned assets into cash while keeping your fleet operational.

  • We purchase your trucks at fair market value
  • Convert existing assets into a lease structure
  • Free up capital for growth and cash flow management
  • Maintain full operational control of your fleet
  • A strategic solution to alleviate financial pressures
  • Quick and simple process with minimal downtime
04

Preferred Partnership Financing

A pre-approved line of credit for seamless equipment purchases.

  • Access up to $20 million in pre-approved financing
  • 24-hour funding for quick acquisitions
  • Immediate access to essential trucks and equipment
  • Eliminates the need for individual financing applications
  • Streamlined approval process to avoid delays
  • Ensures uninterrupted growth and scalability
05

Upgrade & Trade-In Program

Stay ahead of demand with flexible equipment upgrades.

  • Trade in or upgrade mid-lease with ease
  • Access newer models as business needs change
  • Avoid costly downtime with seamless transitions
  • Ensure compliance with new regulations and contracts
  • Customizable financing solutions to fit any upgrade plan
  • Ideal for businesses expanding into new projects and services
06

Tooling & Material Packages

Finance more than just the equipment — cover additional costs.

  • Bundle tools, materials, and accessories into your lease
  • Finance up to 25% in soft costs alongside your equipment
  • Reduce out-of-pocket expenses for essential supplies
  • Streamline purchasing with one simple payment plan
  • Ideal for companies needing specialized tools and add-ons
  • Keep projects moving without financial constraints
07

Working Capital Loans

Fast, flexible funding to cover operational expenses.

  • Next-day funding up to $250,000
  • Use for payroll, materials, and project costs
  • No need for collateral or long-term commitments
  • Tailored repayment plans to match cash flow cycles
  • A simple application process with quick approvals
  • Ideal for businesses needing short-term financial support

Get started

Not sure which program fits?

Tell us about your operation and we’ll recommend the right structure — or build a custom one.

Talk to a Specialist About UEF Group